Buying BTC for $50 every month?

How much would you have accumulated if you had been buying BTC for $50 every month over the last 10 years?

Let’s imagine the most boring strategy possible. No bottom guessing. No “now everything will definitely crash” or “just a little more and we take off.” Just $50 a month. Like a streaming subscription, only without the shows.

The conditions are as simple as possible: buying bitcoin on the 1st day of each month, from January 2016 to December 2025.
The strategy is DCA – Dollar Cost Averaging, averaging the price over time.

Total over 10 years: exactly $6,000 invested, with no leverage, no trading, and no nervous tics.

BTC result:

• accumulated about 0.43 BTC
• at a price of roughly $88,000 per bitcoin, this equals $37,000-38,000
• capital growth of more than 6x

It is important to understand that this result includes everything:

• the 2017 bubble
• the 2018 crash
• the 2021 euphoria
• the 2022 catastrophe
• skepticism, fears, “bitcoin is dead,” and repeated funerals
• and the already mature market of 2024-2025

A person who simply bought once a month went through all of this without making any decisions at all. They didn’t guess. They were present.

Now a comparison with gold – an asset traditionally considered the benchmark of reliability. The same conditions:

• the same $50 per month
• the same period
• the same $6,000 invested

Gold result:

• accumulated about 3.4 ounces
• current value of roughly $14,500-15,000
• growth of about 2x

And this, by the way, is a good result for gold. Without irony. The difference is simply that bitcoin over these 10 years went from an experimental asset to a strategic reserve for funds, companies, and governments, while gold during this time… remained gold. Reliable, heavy, and very conservative.

The main conclusion here is not even in the numbers. This example shows the power of time and discipline, not “genius.”
$50 a month is not an investment for the rich. It is an investment for the patient.

No heroic returns. No trading. No forecasts. Just regularity and a long horizon.

And that is exactly why DCA looks boring in the moment, but very convincing in retrospect. Like a good education or the habit of saving money – the effect becomes noticeable only when most people have already given up.