Tria has launched the Tria Points system, transforming everyday use of the app into a full-fledged progression system with levels, ranks, and seasonal rewards. Essentially, Tria neatly packages users’ real financial actions into a gamified model, where every movement of money works not only for convenience but also for long-term benefit.
At the core of Tria Points is a simple and transparent logic. Users earn XP for real actions within the ecosystem: spending with the card, upgrading the card level, and inviting new participants. There are no hidden conditions or complex formulas — activity is directly converted into progress. At the same time, all experience accumulated since the launch of the app has already been automatically counted, so no one starts from zero.
Each user has a level that sets the XP multiplier. The higher the card level, the faster experience accumulates. XP increases rank, and rank determines the share of rewards within the current season. The first Tria Points season has already started and will run until the end of January 2026. It is the XP earned during the season that will determine the final level, position in the hierarchy, and reward size.
From the outset, Tria has been building an ecosystem around the idea of onchain money with real utility. Assets are held in a self-custodial account that can be freely used for payments worldwide, to avoid unnecessary fees, earn yield, and move funds across chains. In this model, money starts to work differently than in traditional financial systems. Tria Points amplifies this effect by adding extra value to the actions users already perform in the app.
XP grows exclusively from real usage. Every payment made with a Tria card generates experience. The base multiplier depends on the card type. A virtual card provides a 2x multiplier, a plastic card 3x, and a metal card 4x. Upgrading the card immediately strengthens the multiplier and accelerates XP growth, without waiting periods or additional conditions. This creates a direct incentive to increase the level of participation in the ecosystem.
Referral invitations play a separate role. When a new user registers via your link, you earn XP. If the invited user issues a card and makes their first purchase, an additional XP bonus is awarded, and your multiplier increases by another 1x. There is no limit on the number of invitations, making card-activated referrals one of the most powerful progression tools throughout the season.
The rank structure is designed as a deck of cards. Everyone starts at level one and progresses through the first ten levels as XP accumulates. After that, the upper tiers open, symbolizing status and influence within the season. Jack’s Circle shows that a user has moved beyond the initial stage. Queen’s Guard reflects consistent activity supported by a strong multiplier. King’s Court brings together the top performers of the season. Ace Society is reserved for those who have accumulated the maximum amount of XP and hold the strongest positions. The final tier determines the share of seasonal rewards.
In the first season, the Tria Points system focuses on key actions: card usage, upgrades, and referrals. In future seasons, the mechanics are planned to expand by awarding XP for trading, earn products, and new ways of moving up the ranks. This indicates that Tria views Points not as a one-time promotion, but as a long-term engagement model.
All progress information is available in the personal dashboard. Users can see their XP, level, multiplier, progress toward the next tier, and position on the leaderboard. The data updates in real time, allowing a clear understanding of where you stand in the season and how quickly you are progressing.
In essence, Tria Points turns ordinary financial operations into a strategic game, where every payment and every invitation strengthens your position. The season is already underway, and every action in the app directly brings you closer to a higher rank and a larger share of rewards. Progress does not start tomorrow or after registration — it is already in motion.
A video excerpt from the presentation can be viewed in our Telegram channel.
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