Cryptocurrencies Enter Wall Street: What Is the SEC Planning?

💼 SEC Prepares the Largest Reform for the Crypto Industry: What It Means for Wall Street and Investors

On September 4, 2025, the U.S. Securities and Exchange Commission (SEC) presented its updated regulatory agenda for the coming months. The document reflects the regulator’s ambitious plans to review cryptocurrency rules while simultaneously easing requirements for Wall Street financial firms. Experts call this a potential “turning point” for the entire U.S. digital asset industry.

Headquarters of the U.S. Securities and Exchange Commission (SEC) in Washington, D.C., USA

Context and Goals of the Reform

In recent years, the cryptocurrency market has grown rapidly but remained in a “grey area” of regulation. Companies faced unclear SEC requirements, limiting the integration of crypto assets into the traditional financial system.

The SEC’s new proposal has several key goals:

1. Supporting Innovation and Financial Efficiency
   SEC Chair Gary Gensler emphasized that the agenda represents a “new day” in the regulator’s policy. The focus is on supporting innovative financial technologies, capital formation, and market efficiency while protecting investors.

Reducing Barriers for Companies and Banks
The regulator is considering easing requirements for banks and financial organizations, allowing them to work directly with cryptocurrencies and digital assets. This will open new opportunities for institutional investors and funds previously constrained by strict rules and constant legal oversight.

Relief for Crypto Exchanges
Coinbase, Binance, and other platforms long under SEC scrutiny may feel relief. The new policy suggests reducing oversight and revisiting prior lawsuits, enabling exchanges to focus on business growth rather than legal battles.

Trading Crypto on National Exchanges
The SEC agenda considers the official admission of cryptocurrencies to trading on major national platforms such as NYSE and Nasdaq. If approved, digital assets will become a full-fledged part of the traditional financial market, giving investors access to safer and more transparent trading mechanisms.

New Approaches to Token Issuance and Sales
The SEC plans to propose rules that include “safe harbors” for startups, allowing tokens to be issued with minimal legal risk. This is crucial for young projects seeking investment and innovative development without excessive bureaucracy.

Simplifying Disclosure Requirements
The focus is on reducing mandatory reporting and streamlining procedures for crypto projects. This will allow companies to enter the market faster and attract capital while maintaining transparency for investors.

Why It Matters for the Industry and Investors

If the proposed changes are adopted, the U.S. will take a major step toward institutionalizing the crypto market. Practically, this means:

• Cryptocurrencies will exit the “grey area” and become a full segment of the financial system.
  
  
  
  
• Banks, brokers, and funds will gain legal access to digital assets, increasing liquidity and reducing volatility.

• Startups will be able to issue tokens and attract investments more safely, fostering innovation.
• Investors will have more transparent and regulated instruments for working with cryptocurrencies.

Expert Opinions

Many analysts already call this a potential “reboot” of the U.S. crypto market. “If the SEC adopts these measures, it will be the biggest step toward integrating cryptocurrencies into the traditional financial system,” notes a senior investment analyst. “The regulator aims to balance investor protection with support for innovation, which is crucial for industry growth.”

💡 Summary

The SEC is preparing a comprehensive reform package that could be historic for the U.S. crypto market. From easing rules for banks to allowing cryptocurrencies on NYSE and Nasdaq, these changes pave the way for full institutionalization of the sector. For investors and companies, it means new opportunities, transparency, and legal access to promising assets.

As the market watches the official proposals closely, one thing is clear: the era of the “grey area” in the U.S. is gradually ending, and cryptocurrencies are preparing for a new stage of development on Wall Street.